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(On and Off Exchange)

(Short-Term Plans Only)

(Must have a compatible plan)

(Must have a compatible plan)

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When you are eligible to enroll in the employee benefits plan (and each year during your annual open enrollment period), your employer will provide you with the material you need to sign up for health coverage, including information about the plans available, your share of the employee and dependent premium for each plan option, and any required forms.

Summary of Benefits and Coverage

You’ll also receive a Summary of Benefits and Coverage (SBC) for each plan offered. The SBC provides more detailed information about the plan benefits. You may want to print and save the SBC for the plan you choose so you can refer back to it throughout the year.

Required Forms

Be sure to read the instructions carefully so that you understand which forms you need to complete and return as well as the deadline for submitting the required documents.

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