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The Affordable Care Act has had a significant impact on employers of all sizes. Small employers are no longer rated based on gender or medical conditions, which is good for some companies but bad for others. Larger companies are required to offer qualified, affordable health insurance to their employees or face a tax penalty. And companies large and small are having to spend more time than ever on paperwork and employee communications.
Below are some updates to help employers develop strategies to keep premiums under control, understand how the employer mandate applies to them, and satisfy their employer reporting requirements.
Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2023 calendar year. The minimum deductible increased from $1,400 to $1,500 for people with single coverage and from $2,800…
Employers who sponsored and employees/individuals who enrolled in a Blue Cross Blue Shield of Texas health plan between 2008 and 2020 may have recently received (or should soon be receiving) a communication by mail or by email about a possible…
Download this article as a white paper As premiums continue to increase in the individual market, a lot of people are looking for other solutions. One option that may be available to you if you own a business is to…
We’re excited to pass along two big announcements from Blue Cross Blue Shield of Texas (BCBSTX) concerning the provider networks on its HMO and PPO plans. You may receive communication directly from BCBSTX as well. Agreement Reached with Texas Health…
BCBSTX is requiring all members to change their password on their next login to Blue Access for Members.
This information was copied from the IRS.gov website. Basic Information Two provisions of the Affordable Care Act apply only to applicable large employers (ALEs): The employer shared responsibility provisions; and The employer information reporting provisions for offers of minimum essential…
We've received a lot of questions and concerns from our individual and small group clients about the big jump in rates for their 2018 renewals. While there are several contributing factors (insurance trend/inflation, everyone's a year older than they were…
As we begin a new year, this is a good time for a quick reminder about the Form 1094 and 1095 employer reporting requirements under the Affordable Care Act. The deadline for the 1095 reports that must be provided to…
With the first few weeks of 2017 now behind us and a new administration in the White House, we thought this would be a good time for a quick update. Here are few items that you’ll want to be aware…
Great news! Blue Cross and Blue Shield of Texas has reached and agreement and signed a new contract with Texas Health Resources and Texas Health Physicians Group (Texas Health) that will keep Texas Health in the HMO Blue Texas (Blue EssentialsSM),…
