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(On and Off Exchange)

(Off Exchange Only)

(Short-Term Plans Only)

(Must have a compatible plan)

972.245.0266 | 888.456.3467 972.245.2455 (fax) Mobile App

When shopping for insurance for you and your family, there are many options to choose from. The key is to find a quality product at a competitive price. JME will take the time to learn about your individual situation and find a plan that best meets your needs and fits into your budget. We will also explain how your benefits work so that you’ll be able to get the most out of the plan you select.

And the service you receive during the quoting and enrollment process will continue after the plan has been established. JME will provide support for any billing or claim issue that may arise and assist you during the annual renewal process.

JME Insurance Agency can help you with all of your health and life insurance needs.

Click the icons below for more information or give us a call at 972.245.0266.

If you need assistance with a claim or another issue that will require us to access your private health health information, please download and complete this HIPAA Authorization Form to help speed up the process. Thank you.

Individual policies are for people who:

  • Are self-employed or sole proprietors
  • Do not have access to insurance through their employer
  • Pay too much for their group insurance premiums and are looking for lower-priced alternatives
  • Are in-between jobs
  • Recently graduated from high school or college


The Affordable Care Act, President Obama’s signature health reform legislation, made a number of important changes to health insurance plans, starting with the fact that they’re required. People must now have “minimum essential coverage” or pay a penalty when they file their taxes.

The good news, though, is that individual health plans now include more benefits than they used to, including things like maternity and mental health coverage. All plans are also guaranteed issue, meaning that you can’t be turned down or charged more based on pre-existing medical conditions. Finally, the government will help families with incomes up to 400% of the Federal Poverty Level who don’t have access to coverage through an employer or a government program pay for their health insurance.

The JME team can help make sure you’re meeting your requirements under the individual mandate and help you apply for a premium tax credit if you qualify. Learn more.

We get a lot of requests for individual dental coverage, which shows that this is a benefit our customers are clearly interested in. Dental insurance can help you pay for the cost of preventive, basic, and major dental services. Learn more.

While health and dental insurance are certainly more popular, everyone needs life insurance. It helps protect your family when you’re no longer here. JME can work with you to make sure your loved ones are taken care of.

Disability insurance is also a great way to protect your family. It helps ensure that you continue to have an income if you are unable to work. There are two types of disability insurance: short- and long-term. Learn more.

If you have a “High Deductible Health Plan,” which is a plan with a minimum deductible amount and no up-front copayments for any services other than preventive care, you can set up a Health Savings Account and contribute tax-free dollars to pay for qualified medical expenses.

HSAs have been around for about twelve years now and are growing in popularity every year. If you don’t yet have an HSA-qualified plan, you should consider getting one. Learn more.

If you already have an HSA-qualified plan, you can set up your Health Savings Account here.

Get an Individual Health Insurance Quote

(On and Off Exchange)

(Off Exchange Only)

(Short Term Only)

(Must have a compatible plan)

I've been a client of JME Insurance Agency for over 20 years.  They excel at sourcing medical insurance, comparing and analyzing policies--something that's nearly impossible for individuals to do on our own because of how complicated polices have become.  Their team also provides outstanding service.  I'm so glad that a friend suggested I call JME all those years ago. Quite simply--they are the best!


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