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Starting in 2014, most Americans are required to have health insurance or pay a tax penalty under the individual mandate. Health plans are also more comprehensive, and more expensive, than ever before, making it difficult for some people to afford coverage. To help with this cost, the government now offers premium tax credits to individuals and families who earn up to 400% of the federal poverty level and who do not have access to other “minimum essential coverage.”

The below articles are designed to help you understand all of these new changes and determine how the health reform law impacts you and your family.

Why Are Health Insurance Premiums for Children So High?

  • January 16, 2018

We've received a lot of questions and concerns from our individual and small group clients about the big jump in rates for their 2018 renewals. While there are several contributing factors (insurance trend/inflation, everyone's a year older than they were…

Individual Mandate Payment Estimator

  • September 24, 2017

Under the Affordable Care Act, the federal government, state governments, insurers, employers, and individuals are given shared responsibility to reform and improve the availability, quality, and affordability of health insurance coverage in the United States. Specifically, this provision requires each…

IRS Issues Maximum Individual Mandate Payment for 2017

  • August 24, 2017

Guidance Provides 2017 Monthly Average Premium for Bronze Plans The IRS has released the 2017 monthly national average premium for a bronze level health plan offered through the Health Insurance Marketplace, which is used to determine the maximum individual mandate…

IRS announces HSA, ACA limits for 2018

  • August 12, 2017

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2018 calendar year. The minimum deductible increased by $50 for individuals, from $1,300 to $1,350, and by $100 for…

2017 Individual Policy Pricing Information for DFW Area Plans

  • November 8, 2016

We have reviewed the rates from the carriers both on and off the exchange and here is the breakdown from lowest priced to highest premium plans in the Dallas-Fort Worth area. On Exchange (lowest to highest premium) Molina Healthcare** Ambetter**…

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