Understanding Deductibles, Copays, and Coinsurance
Insurance lingo can be confusing. This quick guide explains the three biggest out-of-pocket costs—copays, deductibles, and coinsurance—so you know what to expect before the bill arrives.
Insurance lingo can be confusing. This quick guide explains the three biggest out-of-pocket costs—copays, deductibles, and coinsurance—so you know what to expect before the bill arrives.
Choosing between an HMO and a PPO? One saves money with referrals, the other offers more freedom—but possibly at a higher cost. We break down the key differences to help you decide.