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The Affordable Care Act impacts nearly all Americans. On this page, you’ll find helpful guidance and updates about the health reform legislation. Keep in mind that the law is continually changing and be sure to confirm that any information presented is up-to-date before acting on it.
The Affordable Care act creates Section 4980(I) of the tax code, often referred to as the Cadillac Tax. Scheduled to go into effect in 2018, the Cadillac Tax is a 40% excise tax on high valued health plans, those with…
We’ll keep this short and simple, but calculating the employer mandate penalty can get very complicated very quickly. In general, the Affordable Care Act requires employers with 50 or more employees, including full-time equivalents, to offer affordable coverage providing minimum…
Thank you to everyone who attended the New Employer Reporting Requirements webinar September 9th--we hope you found the information beneficial. As promised, you can download a copy of the presentation and access the tax forms and instructions below. The New…
One of the big changes made by the health reform law is that it standardized and added to the benefits offered in individual health insurance policies. In addition to making all plans guaranteed issue, which means the insurance company can’t…
The employer mandate requires companies with 50 or more full-time employees, including full-time equivalents (FTEs), to offer affordable, minimum value coverage to their employees or pay an excise tax. However, it’s possible that a company with fewer than 50 employees…
As of 2014, all plans sold in the individual market are now “guaranteed issue,” which means that an insurance company cannot decline to cover you or charge you more based on any pre-existing medical conditions. Insurers also cannot make you…
With the recent news that the definition of small group will not be expanded to include groups with 51 to 100 employees next year, meaning that mid-sized employers will not be subject to the modified adjusted community rating rules, we…
The Affordable Care Act provides premium tax credits for individuals and families with incomes up to 400% of the Federal Poverty Level who are not eligible for other minimum essential coverage through an employer or a government program. The tax…
The Supreme Court has decided to uphold the ACA. We will continue to advise you of the things that will continue to impact you going forward in 2013 and then in 2014. Most recently we advised you of the new…
