A lot of people think that their health insurance plan will take care of them when they’re traveling outside the country. While that is technically correct, the experience can be a nightmare.
Here’s what you can expect if you have a medical emergency while traveling:
1. First, the medical facility will require you to pay the entire bill before you leave.
There have been news reports about tourists being forced to pay tens of thousands of dollars at a foreign hospital before they were allowed to go home.
2. When you get back to the United States, you’ll have to file a claim with your insurance company.
And it might take weeks or months to be reimbursed while the insurer verifies the charges. And that makes sense. Providers outside the country are definitely out-of-network, and confirming the claims are legitimate is not an easy process.
3. Even after reimbursement, you may be out thousands of dollars.
This is definitely true if you have a big deductible and out-of-pocket exposure. And if you’re on Medicare, it could be even worse; Medicare only covers you for life-threatening emergencies outside the United States, and Medicare supplements have a $50,000 lifetime limit.
There is a better way!
With a travel health insurance policy from GeoBlue, you can have up to a million dollars in coverage with no deductible while you’re traveling outside the country, all at a surprisingly low cost. You’re covered for minor and major accidents and illnesses, and the policy even includes medical evacuations when necessary.
You’re supposed to relax when you’re on vacation, not worry about what might happen. With GeoBlue, you can travel with the peace of mind that comes with knowing that you’re protected.
The Wall Street Journal agrees…
>> You Really Should Get Health Insurance When Traveling Abroad (Wall Street Journal)
Getting a quote is easy.
We just need your age, zip code, and the start and end date of your vacation.
>> Click here to get a quote and purchase your travel medical insurance policy today.