Tramadol Online Mexico Tramadol Online Cheap Order Tramadol From China Tramadol Cod Online Tramadol Europe Buy Order Tramadol Online Overnight Delivery
skip to Main Content

GET A QUOTE AND CHECK YOUR PROVIDERS

(On and Off Exchange)

Check HMO providers | Rx

(On and Off Exchange)

(Must have compatible plan)

(Must have compatible plan)

for Marketplace plans

through UnitedHealth One

through BCBSTX

through GeoBlue

972.245.0266 | 888.456.3467 972.245.2455 (fax) Mobile App

Deductible and Out-of-Pocket Limits

The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2023 calendar year. The minimum deductible increased from $1,400 to $1,500 for people with single coverage and from $2,800 to $3,000 for people with family coverage, compared with 2022. (The minimum individual deductible on an embedded deductible plan is $3,000, the same as the minimum family deductible.)

The out-of-pocket limit increase is even more significant, from $7,050 in 2022 to $7,500 in 2023 for people with single coverage, and from $14,100 in 2022 to $15,000 in 2023 for people with family coverage.

The out-of-pocket exposure for non-HSA-qualified metallic plans is now much higher than for “High Deductible” HSA plans. For individuals, the 2023 out-of-pocket limit is $9,100 (up from $8,700 in 2022), and for families the 2023 OOP limit is $18,200 (up from $17,400 in 2022). The new figures are summarized in the chart below.

Contribution Limits

People with an HSA-qualified High Deductible Health Plan who do not have other coverage that pays prior to the deductible can set aside tax-free dollars to pay for eligible medical expenses. The 2023 HSA contribution limits are summarized in the chart below. There’s a $200 increase for people with single coverage (from $3,650 in 2022 to $3,850 in 2023) and a $450 increase for people with family coverage (from $7,300 in 2022 to $7,750 in 2023).

If you have questions about Health Savings Accounts or are interested in one for your family or your employees, please contact JME Insurance at 972.245.0266.

Back To Top