We get a lot of requests for individual dental coverage, which shows that this is a benefit our customers are clearly interested in. Dental insurance can help you pay for the cost of preventive, basic, and major dental services. Blue Cross Blue Shield of Texas does have a pretty good individual dental plan, and you’ll have the option of adding dental to your coverage if you purchase a BCBSTX individual health policy. Most of our individual health clients do choose BCBSTX for their medical coverage.
Keep in mind that most dental expenses are HSA-qualified, so if you have a Health Savings Account you can use your HSA funds to pay for your out-of-pocket dental costs, whether you have a dental insurance plan or not.