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(On and Off Exchange)

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(Short-Term Plans Only)

(Must have a compatible plan)

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Under the Affordable Care Act, the federal government, state governments, insurers, employers, and individuals are given shared responsibility to reform and improve the availability, quality, and affordability of health insurance coverage in the United States.

Specifically, this provision requires each individual to:

  • Have minimum essential health coverage every month,
  • Qualify for an exemption, or
  • Make a shared responsibility payment

The Taxpayer Advocate Service has developed the Individual Shared Responsibility Provision РPayment Estimator to help you estimate the amount you may have to pay if you did not have minimum essential coverage during the year. Click here to access the tool.

 

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