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The Affordable Care Act has had a significant impact on employers of all sizes. Small employers are no longer rated based on gender or medical conditions, which is good for some companies but bad for others. Larger companies are required to offer qualified, affordable health insurance to their employees or face a tax penalty. And companies large and small are having to spend more time than ever on paperwork and employee communications.

Below are some updates to help employers develop strategies to keep premiums under control, understand how the employer mandate applies to them, and satisfy their employer reporting requirements.

Common Ownership Rules

  • September 7, 2015

The employer mandate requires companies with 50 or more full-time employees, including full-time equivalents (FTEs), to offer affordable, minimum value coverage to their employees or pay an excise tax. However, it’s possible that a company with fewer than 50 employees…

Is Your Company Subject to the Employer Mandate?

  • August 31, 2015

With the recent news that the definition of small group will not be expanded to include groups with 51 to 100 employees next year, meaning that mid-sized employers will not be subject to the modified adjusted community rating rules, we…

Children of covered employees still eligible for CHIP

  • August 24, 2015

Most employers, especially larger employers, try to provide health insurance to their employees. It’s a great employee benefit that helps attract quality workers and serves as an excellent retention tool. Unfortunately, even though they’d like to, most companies cannot afford…

Is COBRA going away?

  • August 17, 2015

COBRA was signed into law back in 1986 and requires companies with 20 or more employees to offer an opportunity for employees and their family members to continue their group health coverage when they lose that coverage for a variety…