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The Affordable Care Act has had a significant impact on employers of all sizes. Small employers are no longer rated based on gender or medical conditions, which is good for some companies but bad for others. Larger companies are required to offer qualified, affordable health insurance to their employees or face a tax penalty. And companies large and small are having to spend more time than ever on paperwork and employee communications.

Below are some updates to help employers develop strategies to keep premiums under control, understand how the employer mandate applies to them, and satisfy their employer reporting requirements.

BCBSTX Settlement Information

Employers who sponsored and employees/individuals who enrolled in a Blue Cross Blue Shield of Texas health plan between 2008 and 2020 may have recently received (or should soon be receiving) a communication by mail or by email about a possible…

BCBSTX Update to 2021 Telehealth Services

Below is an announcement from Blue Cross Blue Shield of Texas. February 17, 2021 In support of our members and employer groups during the ongoing national public health emergency (PHE) and in line with the new Administration’s information to expect…

IRS Announces HSA, ACA limits for 2021

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2021 calendar year. The minimum deductible Is staying the same: $1,400 for people with single coverage and $2,800 for…

IRS Announces HSA, ACA limits for 2020

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2020 calendar year. The minimum deductible Is increasing slightly: $1,400 for people with single coverage and $2,800 for people…

IRS Announces HSA, ACA limits for 2019

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2019 calendar year. The minimum deductible remains unchanged from 2018: $1,350 for people with single coverage and $2,700 for…

Good News and Great News about the BCBSTX provider networks

We’re excited to pass along two big announcements from Blue Cross Blue Shield of Texas (BCBSTX) concerning the provider networks on its HMO and PPO plans. You may receive communication directly from BCBSTX as well. Agreement Reached with Texas Health…

How to Determine if an Employer is an Applicable Large Employer (ALE)

This information was copied from the IRS.gov website. Basic Information Two provisions of the Affordable Care Act apply only to applicable large employers (ALEs): The employer shared responsibility provisions; and The employer information reporting provisions for offers of minimum essential…

Why Are Health Insurance Premiums for Children So High?

We've received a lot of questions and concerns from our individual and small group clients about the big jump in rates for their 2018 renewals. While there are several contributing factors (insurance trend/inflation, everyone's a year older than they were…

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