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The Affordable Care Act has had a significant impact on employers of all sizes. Small employers are no longer rated based on gender or medical conditions, which is good for some companies but bad for others. Larger companies are required to offer qualified, affordable health insurance to their employees or face a tax penalty. And companies large and small are having to spend more time than ever on paperwork and employee communications.

Below are some updates to help employers develop strategies to keep premiums under control, understand how the employer mandate applies to them, and satisfy their employer reporting requirements.

IRS announces HSA, ACA limits for 2018

  • August 12, 2017

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2018 calendar year. The minimum deductible increased by $50 for individuals, from $1,300 to $1,350, and by $100 for…

Employer Newsletter – March, 2017

  • March 1, 2017

With the first few weeks of 2017 now behind us and a new administration in the White House, we thought this would be a good time for a quick update. Here are few items that you’ll want to be aware…

IRS Extends Due Dates for 6055 and 6056 Reporting

  • November 18, 2016

Below is a notice from the National Association of Health Underwriters about today's IRS announcement that it would extend the deadline for providing forms 1095-B and 1095-C to their employees. Today, the IRS released Notice 2016-70, which extends the due…

New BCBSTX Preferred Pharmacy Network

  • November 4, 2016

Beginning January 1, 2017, all small group and individual metallic plans will experience a change to their Preferred Retail Pharmacy Network which allows members to pay the lowest copayment at a network of pharmacies designated as preferred. The preferred pharmacy…

Group Renewals 4th quarter of 2016 and 1st quarter of 2017

  • August 1, 2016

Your group renewal will be coming soon.  If your group is 25 or more enrolled (6 or more with some other carriers) and has excellent claims vs. premium history, we will also request a quote from BCBSTX for their partially…

MSP Status for BCBSTX groups must be completed by August 26

  • July 29, 2016

For all BCBSTX groups, the annual deadline for information pertaining to employee count is 8/26/2016.  This information is used for the following: To determine if the group plan or Medicare is primary when a member has Medicare To determine if…

Employer Notices from Healthcare.gov

  • July 25, 2016

Have you received a notice from the Marketplace (Healthcare.gov) in the past few weeks? If so, you're probably wondering what it means--and what you're supposed to do about it. Here's a very quick overview. The Affordable Care Act requires the…