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The Affordable Care Act has had a significant impact on employers of all sizes. Small employers are no longer rated based on gender or medical conditions, which is good for some companies but bad for others. Larger companies are required to offer qualified, affordable health insurance to their employees or face a tax penalty. And companies large and small are having to spend more time than ever on paperwork and employee communications.

Below are some updates to help employers develop strategies to keep premiums under control, understand how the employer mandate applies to them, and satisfy their employer reporting requirements.

Good News and Great News about the BCBSTX provider networks

  • April 2, 2018

We’re excited to pass along two big announcements from Blue Cross Blue Shield of Texas (BCBSTX) concerning the provider networks on its HMO and PPO plans. You may receive communication directly from BCBSTX as well. Agreement Reached with Texas Health…

How to Determine if an Employer is an Applicable Large Employer (ALE)

  • January 17, 2018

This information was copied from the IRS.gov website. Basic Information Two provisions of the Affordable Care Act apply only to applicable large employers (ALEs): The employer shared responsibility provisions; and The employer information reporting provisions for offers of minimum essential…

Why Are Health Insurance Premiums for Children So High?

  • January 16, 2018

We've received a lot of questions and concerns from our individual and small group clients about the big jump in rates for their 2018 renewals. While there are several contributing factors (insurance trend/inflation, everyone's a year older than they were…

IRS announces HSA, ACA limits for 2018

  • August 12, 2017

Deductible and Out-of-Pocket Limits The Internal Revenue Service has announced the deductible, out-of-pocket, and contribution limits for HSA-qualified plans for the 2018 calendar year. The minimum deductible increased by $50 for individuals, from $1,300 to $1,350, and by $100 for…

Employer Newsletter – March, 2017

  • March 1, 2017

With the first few weeks of 2017 now behind us and a new administration in the White House, we thought this would be a good time for a quick update. Here are few items that you’ll want to be aware…

IRS Extends Due Dates for 6055 and 6056 Reporting

  • November 18, 2016

Below is a notice from the National Association of Health Underwriters about today's IRS announcement that it would extend the deadline for providing forms 1095-B and 1095-C to their employees. Today, the IRS released Notice 2016-70, which extends the due…

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